Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? Coaches Coaches have helped you your whole life, in ways big and small. We’d like to be one of them. The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals.